function mmLoadMenus() {
if (window.mm_menu_About) return;
window.mm_menu_About = new Menu("root",175,17,"Verdana, Arial, Helvetica, sans-serif",11,"#FFFFFF","#FFFFFF","#006699","#6699CC","left","middle",3,0,100,-5,7,true,true,true,0,true,true);



// ABOUT US DROPDOWN  
  mm_menu_About.addMenuItem("Agency","location='about_agency.htm'");
  mm_menu_About.addMenuItem("Testimonials","location='about_testimonials.htm'");  
// ABOUT US DROPDOWN 



mm_menu_About.fontWeight="bold";
mm_menu_About.hideOnMouseOut=true;
mm_menu_About.bgColor='#FFFFFF';
mm_menu_About.menuBorder=0;
mm_menu_About.menuLiteBgColor='#FFFFFF';
mm_menu_About.menuBorderBgColor='#FFFFFF';
   
if (window.mm_menu_Products) return;
window.mm_menu_Products = new Menu("root",175,17,"Verdana, Arial, Helvetica, sans-serif",11,"#FFFFFF","#FFFFFF","#006699","#6699CC","left","middle",3,0,100,-5,7,true,true,true,0,true,true);


// PRODUCTS DROPDOWN  
  mm_menu_Products.addMenuItem("Individual and Family","location='products_individual.htm'");
  mm_menu_Products.addMenuItem("Employer Sponsored Benefits","location='products_employer.htm'");
  mm_menu_Products.addMenuItem("Financial Retirement","location='products_financial.htm'");
// PRODUCTS DROPDOWN 


  
mm_menu_Products.fontWeight="bold";
mm_menu_Products.hideOnMouseOut=true;
mm_menu_Products.bgColor='#FFFFFF';
mm_menu_Products.menuBorder=0;
mm_menu_Products.menuLiteBgColor='#FFFFFF';
mm_menu_Products.menuBorderBgColor='#FFFFFF';

if (window.mm_menu_Services) return;
window.mm_menu_Services = new Menu("root",175,17,"Verdana, Arial, Helvetica, sans-serif",11,"#FFFFFF","#FFFFFF","#006699","#6699CC","left","middle",3,0,100,-5,7,true,true,true,0,true,true);


// SERVICES DROPDOWN    
	mm_menu_Services.addMenuItem("Employee","location='services_employee.htm'");
    mm_menu_Services.addMenuItem("Employer","location='services_employer.htm'");
	mm_menu_Services.addMenuItem("Resources","location='services_resources.htm'");
// SERVICES DROPDOWN 



   mm_menu_Services.fontWeight="bold";
   mm_menu_Services.hideOnMouseOut=true;
   mm_menu_Services.bgColor='#FFFFFF';
   mm_menu_Services.menuBorder=0;
   mm_menu_Services.menuLiteBgColor='#FFFFFF';
   mm_menu_Services.menuBorderBgColor='#FFFFFF';

mm_menu_Services.writeMenus();
} // mmLoadMenus()


function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}